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General Liability
All businesses need liability insurance!

For your protection, and your customers, do not start a project or open your doors without this coverage.

Q: What does General Liability insurance cover?
A: Commercial General Liability Insurance can protect against third-party bodily injury and accidental property damage. It is not intended to cover the work the contractor performs.

Q: Is General Liability insurance required?
A: No. But the Contractors State License Board strongly recommends that all contractors carry it. General Liability Insurance has become and industry standard. No insurance? No job!

Commercial General Liability Insurance is the most basic form of business insurance. Commercial General Liability (CGL) insurance policies cover four types of claims: 

   1.   Bodily Injury 
   2.   Property Damage 
   3.   Personal Injury, including Slander or Libel 
   4.   Advertising Injury

Commercial General Liability Insurance
is designed to help businesses keep their assets, even when they are negligent or liable for damage, injury or loss to another's property, reputation, or health. In most cases, damages, legal defense fees and settlement charges are paid by the insurer when a claim is filed against an insured business. Business liability insurance, commercial liability insurance, all come in a variety of forms.

Commercial General Liability Insurance coverage can be complicated, because of the wide range of claims that may be filed against your business. With any liability insurance policy, you must weigh the cost of potential claims against the cost of the insurance that protects your business up to a certain limit or dollar amount.