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Builder's Risk/Course of Construction

WE HAVE THE BEST BUILDERS RISK PROGRAMS IN CALIFORNIA

  • Better rates than our largest competitors
  • Coverage with A XIV Rated Admitted Carrier (by A.M. Best Company)
  • Quote, Qualify, Bind and Receive a policy the same day.

Protect your jobsite property with these great features:

COVERAGE ADVANTAGES:
Our policy covers… Building Materials and Supplies, Equipment and Machinery, Fixtures, Foundations and Excavations, Underground Pipes and Drains, Paving, Pilings and Fences when intended to become a permanent part of the structure; Temporary Structures, Scaffolding and Construction Forms used at any construction premises covered by this coverage form.

Includes insureds property, and property for which the insured is legally responsible.
Includes Reasonable builder’s profit, Replacement Cost Valuation.

And these additional coverages automatically… 

Debris Removal:10% of direct loss amount, $10,000 max*

Valuable Papers and Records:

$5,000*

Outdoor Trees, Shrubs and Plants:

$5,000*
Fire Department Service Charges:$1,000*
Pollutant Clean Up and Removal:$10,000*
Covered Property in Transit:$25,000
Covered Property at a Temporary
Storage Location: 

$25,000











*You can purchase Higher Limits for these additional coverages! In addition to that, the deductible provision in the policy does not apply to most of these coverage extensions!